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15/3 Credit Card Hack Example
15/3 Credit Card Hack Example. Anyone can follow the 15/3 plan but it takes some personal management and discipline. Using the 15/3 credit card hack, you’ll pay twice during a credit card billing cycle.
The second is made 3 days before the date your statement closes. The remaining balance by your payment due date. One example is the 15/3 credit card payment trick — or hack — that you might have seen touted on the internet and social media as a secret.
Refer To Your Credit Card Statement For Your Payment Due Date.
This is the date when your payment is due to the credit card issuer. The 15/3 credit card payment hack is a personal finance strategy aimed at reducing the total balance on your credit card statement each month. The 15/3 credit card hack is a payment plan that involves making two payments during each billing cycle instead of only one.
Ask For Fees To Be Waived.
The goal is to reduce your credit. The 15/3 hack claims that you can significantly help your credit score by making half of your credit card payment 15 days before your statement due date and the other half. (the third payment is after the statement closes) in many cases, you have to do this manually.
The Second Is Made 3 Days Before The Date Your Statement Closes.
The 15/3 rule refers to paying your credit card bill 15 days before your statement closing date and 3 days before your statement closing date. And, even better, the third of our credit card hacks might even get this fee waived for a. What the 15/3 credit hack claims.
Your Statement Shows Your Minimum Payment Is Due.
Here’s how to use it: This hack can work if you are disciplined about making your payments on time and keeping your balance low. American express offers “pay it plan it,” letting cardholders split up purchases of $100 or more to repay over time.
The First Is Made 15 Days Before The Date Your Statement Closes.
This is 15 days before the due date. Using the 15/3 credit card hack, you’ll pay twice during a credit card billing cycle. The 15/3 credit hack is a way to pay down your balance before your statement closing date.
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